New Car, Holiday, Home Improvement, an affordable loan from Lincolnshire Credit Union could help you to make it happen

First Loan

For new and existing members who are applying for their first loan with us.

Personal Loan

Available to existing members who have had a loan with us previously.

Loyalty Loan

Gives access to our lowest interest rates for new and existing members who can secure the full amount of their loan with savings.

First Loan

A First loan is available to both existing and new members who have not had a loan with us previously.

As a responsible lender we will not agree to a loan unless you can demonstrate that you are able to afford the loan repayments from within your budget.

Features:

• First Loans start from £100 up to a maximum of £3,000
• Fixed rate of 42.6% APR
• Your savings are not held as security against the loan
• Loans may be available even if you have a poor credit rating or have had previous financial problems – providing you can demonstrate that your current circumstances enable you to afford the loan repayments.

Criteria:

• Available to new and existing members who are first time borrowers
• Commit to save while repaying the loan
• Agree to a credit check

Latest News

Community news and information

Local support groups given a huge boost
'Financial wellbeing groups will benefit from extra support thanks to more than £147,000 raised... read more

Five simple steps to start saving in 2019
'Saving can be tough, especially when money is tight, however having a buffer to fall back on can... read more

Dividend Payment
We’re delighted that the members approved a dividend payment of 0.1% at our recent AGM. Funds... read more