New Car, Holiday, Home Improvement, an affordable loan from Lincolnshire Credit Union could help you to make it happen

First Loan

For new and existing members who are applying for their first loan with us.

Personal Loan

Available to existing members who have had a loan with us previously.

Loyalty Loan

Gives access to our lowest interest rates for new and existing members who can secure the full amount of their loan with savings.

First Loan

A First loan is available to both existing and new members who have not had a loan with us previously.

As a responsible lender we will not agree to a loan unless you can demonstrate that you are able to afford the loan repayments from within your budget.

Features:

• First Loans start from £100 up to a maximum of £3,000
• Fixed rate of 42.6% APR
• Your savings are not held as security against the loan
• Loans may be available even if you have a poor credit rating or have had previous financial problems – providing you can demonstrate that your current circumstances enable you to afford the loan repayments.

Criteria:

• Available to new and existing members who are first time borrowers
• Commit to save while repaying the loan
• Agree to a credit check

Apply for a Loan

I'm already a member:

Log in to the Online Account Management

I'm not a member yet:

Latest News

Community news and information

Coronavirus (COVID-19) Update 6
A message from staff at the Lincolnshire Credit Union We hope all our members are keeping themsevles safe out there and if you have any issues or concerns please email us at enquiries@lincscreditunion.org.uk Members are still able to access their LCU app for up to date... read more

Coronavirus (COVID-19) Update 5
Update from the Lincolnshire Credit Union The Lincolnshire Credit Union office is still closed due to the current crisis. At this present, time-limited staff are making every effort to provide a service to our members. If you wish to contact us please use the... read more

Coronavirus (COVID-19) Update 4
Important Message from Lincolnshire Credit Union: If your income has been impacted or will be impacted by the current health crises and you are worried you may not be able to make your next loan repayment please get in touch with us as soon as possible. Please email... read more