New Car, Holiday, Home Improvement, an affordable loan from Lincolnshire Credit Union could help you to make it happen

Credit Union Loan

New and existing members can apply

Personal Loan

At the current time only existing members can apply.

Homeowner and Payroll loan

New and existing members can apply

Homeowner and Payroll Loan

New and existing members can apply


• £1,000 to £1,999: 42.6% APR
• £2,000 to £4,999: 26.8% APR
• £5,000 to £7,500: 19.9% APR
• Repayment term up to 4 years
• Ideal for any purpose

• Only available for members who are homeowners or members who work for one of our Payroll Partners and agree to make loan repayments by "payroll deduction"
• Good credit history required

Price Match: if you have been offered a cheaper like for like loan from another lender, we will beat the interest rate you have been offered. Only available at the time the loan application is considered. Only available for Homeowner and Payroll Loans.

Apply Online

Payment Calculator

Amount borrowed:

Loan term:

A 'Representative APR/Example' is the interest rate applied to over half of loans issued for a particular size of loan.


Representative APR:


Monthly repayment:


Total amount payable:


Members may apply to top-up and/or reschedule an existing Secured Loan, and may apply to convert to an Unsecured Loan, subject to normal conditions.

Latest News

Community news and information

Merger between Lincolnshire and Nottingham Credit Union
Following a year of careful planning, the transfer of undertakings between Lincolnshire Credit Union and Nottingham Credit Union is complete. Nottingham Credit Union will now trade as “The Notts & Lincs Credit Union” Originally scheduled for earlier this year, Covid19... read more

Important information for our members
At the recent Lincolnshire Credit Union AGM, members agreed to a merger with Nottingham Credit Union. We will merge on 31st July.
There will be some changes and we will post updates here and contact members with more information in due course.
We will close... read more

The Benefits of Saving Regularly
Something that has been pushed recently is having savings accounts. Which might seem like a little bit of a hassle when it comes to having more bank accounts to keep track of. However having a separate account for savings can be very beneficial, having a dedicated savings... read more