New Car, Holiday, Home Improvement, an affordable loan from Lincolnshire Credit Union could help you to make it happen

We are a responsible lender offering competitive interest rates

• Loans up to £7,500 
• No admin charges
• No early repayment penalties
• No set up fees
• A choice of repayment frequencies and methods to suit individual borrowers
• Interest is calculated daily on the outstanding balance of the loan so paying early reduces the interest you pay
• Repayment period of up to five years depending on the amount and purpose of the loan
• Free loan protection insurance (age, health and amount restrictions apply)

All loans are subject to status and must meet our lending criteria. All borrowers must be members of Lincolnshire Credit Union, but you can apply for both membership and a loan at the same time.

What type of loan is best for you?

First Loan

For new and existing members who are applying for their first loan with us.

Personal Loan

Available to existing members who have had a loan with us previously.

Loyalty Loan

Gives access to our lowest interest rates for new and existing members who can secure the full amount of their loan with savings.

Latest News

Community news and information

Coronavirus (COVID-19) Update 6
A message from staff at the Lincolnshire Credit Union We hope all our members are keeping themsevles safe out there and if you have any issues or concerns please email us at enquiries@lincscreditunion.org.uk Members are still able to access their LCU app for up to date... read more

Coronavirus (COVID-19) Update 5
Update from the Lincolnshire Credit Union The Lincolnshire Credit Union office is still closed due to the current crisis. At this present, time-limited staff are making every effort to provide a service to our members. If you wish to contact us please use the... read more

Coronavirus (COVID-19) Update 4
Important Message from Lincolnshire Credit Union: If your income has been impacted or will be impacted by the current health crises and you are worried you may not be able to make your next loan repayment please get in touch with us as soon as possible. Please email... read more